To everyone awaiting bank guarantees for phase 4 the islands, I have now received mine so looks as though things are moving in the right direction. If you are still waiting, get in touch with customerservice@polarisworld.com and remind them that some have been sent out and to verify that yours are on the way.
Cheers
The apartment on a golf course with lakeside views
http://www.terrazasdelatorreapartment.com