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04 Nov 2008 8:24 PM:

Thanks Maria for taking the time to provide your advice.

I will build a swap website

Thread: Is property exchange legal in Spain?

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03 Nov 2008 12:00 AM:

Scenario
 
I have a 2 bed house I am trying to sell but can’t. I still like the idea of having a property in Spain but can’t afford the 2 bed. 
I’m sure there are people out there who have an apartment or studio I could have and would love to trade up but they can’t sell either.

Is this a mad idea?


Thread: Is property exchange legal in Spain?

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27 Jul 2008 12:00 AM:

I am in the same position as everyone else.  Interest rates have gone up and rental income down.  I cant afford to keep my house in Spain.  I have been trying to sell it for six months and have dropped the price down to euro140,000, (loosing e75k) which is not far off the mortage amount.

I have put £12k in this year alone and it is it is looking like a black hole, which no end in sight.

I am on the brink of walking away and defaulting on the mortgage.

Question is - can I? without the Spainsh bank chasing me in the UK, as if I can't get enough to cover the mortgage they won't either.
Any armchair lawyeres out there who know the answer to this.

Ive tried to go interest only but get refused because I have more than 50% of disposal income tied up in mortgages and loans - which is why I wanted to go to interest only in the first place - catch 22.

Tony

Thread: If I cant sell - can I walk away without Spainsh bank coming after me in UK?

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