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03 Aug 2017 5:17 PM:

Thanks for the comments

Ive done a bit more research ,I asked the Bank if it was Law to take this out and the reply was NO, but no bank in Spain will give you a mortgage without this being taken out , Now this is a bit dishonest from the bank as ive spoke to a financial advisor and said rubbish its a PPI ,Lot of Commision for the Bank staff me thinks ,

I agree banks have to cover themselfs. but With a 40 Percent Deposit that should be ample ,Banks are a business and have to limit there gamble but to Charge 34000 euros with a 3.5% over 20 years is a bit much



Thread: life Insurance on Mortgage

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01 Aug 2017 4:03 PM:

Just applying for a mortgage and they want 34000 euros put on top of the mortgage (105,000) over the 20 year period for life insurance for me and the wife ,which seems a bit heavy ,I asked the bank if this is Law over there ,Informed me no but Every bank Spain insist on this before a Mortgage would be offered ,Didnt Know there is a tax on the Mortgage aswell. im aware of Tax on the property ,And didnt know notary needs to be paid on the Mortgage as well as the property.

Any help would be appreciated

Thanks in Advance

Curt



Thread: life Insurance on Mortgage

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