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11 Oct 2006 5:39 PM:

There isnt that much difference between spanish and UK mortgages. You can get a fixed deal with Leeds BS for 5% - very similar to a European mortgage (Halifax Hispania's 5 year fix is 5.15%) The thing that always gets people is the fact that you have to pay stamp duty on any spanish mortgage - something that is not always made clear. So if you want to borrow 100000 euros, you will have to pay around 1.8% tax on that which equates to 1800 euros. There is obviously no such stamp duty on UK mortgages and this means that Spanish mortage deals are now more expensive than UK ones. Hope this helps.
Thread: What's the best deal?

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