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12 Jun 2009 12:25 AM:

hi maria,

thanks for your reply,

habitation certificate has now been issued,asked to complete by end of june,mortgage process has been ongoing for last two months with us being told outcome last week,are we too late to cancel the contract and ask for our deposit back?

regards



Thread: refused mortgage

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10 Jun 2009 12:00 AM:

hi,

we were due to complete on our property this summer,we have provided all info to capital financial planning who have just informed us that due to more than 40% of our income going on british mortgages,that we can't get a mortgage in spain,obviously we are devastated.

when we bought 3 years ago we paid 30% deposit through mri and were told there would be no problem getting mortgages in spain,cfp explained that due to the credit crunch the banks have tightened their lending criteria,where do we stand with our deposit ,have we lost this ?can the builder force us to complete even though we can't get a mortgage?we've heard some builders are preparing to take legal action against non-completers and pursue people in spain and in the uk,can this be true?

any advice is very welcome at this worrying time



Thread: refused mortgage

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