22 May 2023 12:35 PM:

I've read this on the BBVA website and it seill doesn't make sense.

https://ayuda.openpay.mx/ayuda/cual-es-la-diferencia-entre-saldo-actual-y-saldo-disponible/

What are they saying ? that 10K showing un my 'saldo actual'  is transferable immediately ? but the 3K lower (lesser) amount of that same 10K current account balance  is only going to reflect any changes 3 days later ? 

Is the 'saldo disponible'  a monthly spending limit ?  are they reflecting different transfer limits on spending and tranfer types ? say using linked credit card or spanish to spanish or spanish to UK bank transfers ?

I am utterly confused.

Thread: As a UK guy what is the difference between 'Saldo Actual' and 'Saldo Disponible' for Spanish current accounts (say BBVA for example)

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22 May 2023 11:38 AM:

As a UK guy what is the difference  between 'Saldo Actual' and 'Saldo Disponible' for Spanish current accounts (say BBVA for example).

I'm asking because I just secured a loan today via my Spanish bank account of around 7K Euros and I've seen it go into my bank Spanish bank account just today (via transacions only), but I had before the loan around 3K Euros of my own .money.

So I am seeing 'Saldo Disponible' 3K Euros and 'Saldo Actual' around 10K Euros' but what does this mean exactly ? (obviously saldo actual is 3K my money + 7K the loan amount = 10K but what in that case does 'Saldo Disponible' actually mean ? is that the amount I can transfer to other accounts and spend via my bank card 'this month' only ?

Why is Saldo Disponible not the 7K(loan) + 3K my money ?  I'm confused !!!?!?

thanks in advance for any help and advice

Thread: As a UK guy what is the difference between 'Saldo Actual' and 'Saldo Disponible' for Spanish current accounts (say BBVA for example)

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