14 Apr 2008 12:00 AM:
Sorry, I wasn't sure of the best place for this post.
I have recently completed on a purchase of a property in Spain and used Halifax to gain a mortgage. Ironically my girlfriend and I were discussing last week our lack of life assurance for the Spainsh Mortgage and lo and behold the following day I get a phone call from Halifax stating that they had been audited and realised that they had not ensured we had this. They have said that like the property insurance we need to get it through them, which we don't have a problem with but they are also stating that we have to have a Halifax credit card! Since my Girlfriend and I do not live in Spain we have no need for a Spanish Credit Card that we will not use, particularly one that attracts an annual charge.
Can anyone confirm if this is a requirement/usual practice, if it is then I missed it during the application process.
Many Thanks
David
Thread:
Halifax Mortgage requirements
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