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14 May 2009 12:00 AM:

I have a mortgaged property on a straight forward mortgage not Buy to Let.  With redunancy looming,  and with the resale market only obtaining half the price of what I paid I really need to cover my outgoings each month by either holiday letting or a temporary 11month contract each year.  Is this an option that is usually allowed with a mortgaged property?  Do Ineed to obtain a Licence before I advertise it for rent.  I have searched for some information but there are so many pages on other renting issues that it is difficult to find anything quickly and I really need to get in touch with a renting agent for this season.  Also I believe Ihave to pay taxes on the rental income.  What are the rules here please?



Thread: Difficulty with mortgage and need to rent

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14 May 2009 12:00 AM:

I have a mortgaged property on a straight forward mortgage not Buy to Let.  With redunancy looming,  and with the resale market only obtaining half the price of what I paid I really need to cover my outgoings each month by either holiday letting or a temporary 11month contract each year.  Is this an option that is usually allowed with a mortgaged property?  Do Ineed to obtain a Licence before I advertise it for rent.  I have searched for some information but there are so many pages on other renting issues that it is difficult to find anything quickly and I really need to get in touch with a renting agent for this season.  Also I believe Ihave to pay taxes on the rental income.  What are the rules here please?



Thread: Renting Mortgaged Property

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23 Apr 2009 2:30 PM:

Where do we start with this Maria?  Do we approach the bank via a lawyer or do we approach the builder via the lawyer?



Thread: Difficulties with mortgage

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23 Apr 2009 1:59 PM:

The facilities I am referring to are ones that would add to the value of the property should they be built.  Eg Tennis courts, restaurants, shops and golf club house etc.  Just in case I led you to believe the basic facilities such as electricity, gas and water.  If this is a route we can follow then there is light at the end of a very gloomy, dark tunnel.

 



Thread: Difficulties with mortgage

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23 Apr 2009 1:23 PM:

Thank you so much for a quick response.  You mention contract cancellation but we have already purchased the property and although we complained by letter copying in our Spanish solicitor to the very well known Spanish builder that to have no facilities and no date for completion of facilities would be detrimental to our financial position, our letter was ignored and the solicitor said that we only paid for the apartment so we were committed to purchase or loose our deposit.  Having completed does the contract cancellation still apply?



Thread: Difficulties with mortgage

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