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02 Mar 2007 3:25 PM:

Do both myself and my wife need a separate NIE Certificate?  The contract is in joint names.
Thread: NIE Certificate

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28 Feb 2007 5:08 PM:

Sorry my bad english (what hope have I got of learning Spanish).  I meant to say they assess your monthly outgoings (i.e Mortgage in UK + Mortgage in Spain) as a percentage of your monthly income (combined salary + investments).
Thread: 4Less Group

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28 Feb 2007 12:00 AM:

I purchased a development off plan back in May 2005 in the Mojacar region of Almeria.  I am hoping to complete in the late summer and need a Spanish mortgage to pay the further 75% balance.   My Agents recommended a mortgage broker 4less group.   I have also requested information from Barclays who have a branch in Mojacar.   I probably need a company that does not take fully into account my current uk mortgage (as I believe Barclays do).  The 4 less group have told me that mortgage lenders they deal with base their offer on monthy outgoings compared to incomings and have stated that I should easily be able to borrow the money required.   Has anyone had any dealings with this broker?   Any other recommendations would be appreciated.


Thread: 4Less Group

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