18 Apr 2014 10:29 AM:
To stop debtors using the pool is designed to get people to pay up but I am already paying and I am already being punished with interest charges. I pay a large amount every month, a quarter of which covers the current month's community fee and the rest goes towards the debt, a debt that includes a large amount of interest. I don't like being in this situation and am doing my best so I don't understand why the President thinks an extra punitive measure is going to somehow make me find more money out of thin air! He knows the money that the Community is currently receiving is coming from the rental income on my house. That is how I am clearing the debt, another 3 - 4 months and the debt will be clear. If my tenants are prevented from using the pool I will not be able to rent out the house, the income will cease and I won't be able to pay off anything, in fact I won't be able to pay the current community fees (unless that's his plan). So although it might seem like a good idea it's actually counter productive. The other residents that owe money wouldn't be bothered by not being able to use the pool either, they'd just go to the beach.
As my tenants are specifically mentioned in the meeting minutes I can't help but feel I am being targeted. There were only a handful of people at the meeting, he has proxys for everyone, and there is nothing in the minutes mentioning the fact that I have already paid off two thirds of the debt and am continuing to pay, so I'm not sure that he properly represented the situation.
Also if debtors are prevented from using the pool shouldn't the months that the restriction is in place be discounted? How can you continue to charge for something that you are not allowed to use?
I've read various threads again including this one and it seems that this is now legal but I wonder if anyone can confirm that.
Working on the basis that it is has anyone got any ideas as to how to deal with this problem. I have had this thought and would welcome some feedback...
The new rule is that restrictions apply if you owe more than 3 months "community fees". However my debt isn't just community fees. It includes other things for instance extraordinary fees and interest. The administrator agreed to split my current payments between the debt and the current month's fees so that I didn't accrue further interest charges. Presumably the portion that is applied to the debt is just applied to the total. With this new ruling though surely the debt needs to be broken down? I've done all my figures and now have the totals of all charges for community fees, extraordinary charges, interest etc. since the last time my account was in credit. How do I apply the payments that have been made since then, including the portion of the current payments that are applied to the debt. Of course I'd like to just apply it to the community fee column as then I wouldn't be more than three months in debt but I doubt I could do that! What would be the proper way to do it?
Thread:
New Member desperately in need of help!!
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