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25 Nov 2009 10:49 AM:

if you signed the private purchase Contract before the economic downturn, its quite realistic that the value of the property has gone down around 40%. I know there are some exceptions e.g. upmarket properties around puerto banus. If you are looking for a 70% mortgage based on the original amount and you get an independant valuation carried out, I don't think many banks would be mad enough to lend you more than what the property is worth !. So if you have to get 3 refusals, just take your new valuation and apply to 3 UK banks and avoid the developers bank - I presume its your right where you go for your mortgage.



Thread: implications for not completing

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22 Nov 2009 11:07 AM:

 Maria

Would you be required to provide proof that you do not have sufficient finances to complete - I imagine it would quite a difficult thing to prove. Also have you heard of any developer actually taking clients to court to force them to complete ?. I know in our development (Dona Julia - Hercesa Phase 1) that many people just walked away and lost their 12.5 % deposits and that was that. It would just be impossible for the developer to go after all individuals who choose not to compIete and I'm sure there must be many in the current economic climate 



Thread: implications for not completing

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22 Jan 2009 1:54 PM:

I stayed in Dona Julia over xmas and nyear. Apparantly the banks are going to take over and complete the Grupo Sanchez developments starting Jan so they don't end up paying out on Bank guarantees. Rumours that the Evemarina development work was also starting up - seems to have progressed a fair bit since I last visited in August. Work on the hotel stopped for a few months but was due to restart in Jan with a different builder. Work seems to have restarted at Marina and the commercial building on the left as you come into Dona Julia and seems to be coming along.   



Thread: ?what is happening with Dona Julia golf developments in Casares costa, Malaga.

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14 Feb 2008 10:28 PM:

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This message was last edited by minefield on 2/14/2008.
Thread: Furnishing in Duquesa, Manilva

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