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Vivo en... Costa Ballena, Cadiz

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06 Aug 2014 9:58 AM:

Many thanks Maria,

we are residents under 65 years old, but read that we would get tax relief because we bought another main residence.

Our lawyer however mentions that without a mortgage on the new house, that we bought earlier than selling the old house, Hacienda argues that you not reinvested the money in a main residence.

Is this your view as well ?

Many thanks

 



Thread: capital gains tax when selling property

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05 Aug 2014 11:25 AM:

Hello,

we are tax residents in Spain for the last 3 years and are planning to sell our main residence.

We have purchased another home in November 2013 and will make this our new residence.

Our lawyer tells us that we will have to pay Capital Gains Tax, because we didn't take a mortgage on the home we bought in 2013. Instead we had to sell some investments to purchase the house.

As far as I read on the internet, we would be exempt from CGT because we have invested in another main residence, within a period of 2 years and the proceeds of the sale are about the same as we paid for the new residence.

Can anyone advise us on this please?

Thank you on beforehand.

Patrick

 



Thread: capital gains tax when selling property

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02 Dec 2012 11:36 AM:

Hello Acer,

thanks for the reaction.

You indeed need to search very detailed and most incidents are reported in Spanish. If you use google_es and look for fianza problemas, rental problems Valencia etc, you eventually encounter up to 10-12  similar cases. There are a couple on twitter too, but that tool is not allowing to dig deep enough. 

I did use my credit card, but you still need to put your pincode and the slip shows 'venta'. So real malicious boys can still get away with it. But as you suggested, I indeed reported the  case to the credit card company and hope they will return the funds, based on my statement of it being a security deposit . We'll see.

Anyway, Valencia is beautiful and worth more than one visit! But take a trusted hotel chain  to avoid surprises. Since recently, we do a lot of bookings with NH hoteles. Fantastic chain and very economical. Enjoy valencia.



Thread: Beware Valencia-Holiday security deposit scam

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01 Dec 2012 12:18 PM:

Valencia-Holiday promotes the rental of furnished luxury apartments throughout the Valencia area.

All looks promising, but also starts with the cashing of a security deposit of 250 euros, which is never returned. As per contractual conditions, the refund should happen within 2-3 days, but this is not the case.

You can spend hours on the phone, and will probably only get the company's voice mail. If you're able to get hold of someone or after you sent tons of emails, the result will still be zero. You will receive a standard set of answers, like Oh we forgot, so send an email to our incidencias department, or there is a problem with the online payment system, or we missed the repayment slot TPV and cannot repay the credit card anymore, we will go to the bank to solve it, it is in the hands of our accounting department etc. Anyway, you are wasting your time and will probably never see the money again.

It is amazing that companies like these do exist and make it their business to rather rip off customers, cash 250 euros per stay, instead of having clean rentals and count on recurring business. They count on you not doing anything about it, because the amount is too small to start legal proceedings, which would cost you lots more.

If you do some research on the web, you will find many affected Spanish and foreign customers, that have experienced the same ordeal, but unfortunately cannot group themselves to take action against fraudulent companies like these.

The 'Register of Complaints/Hoja de Reclamaciones' do not seem to have any effect either....

So be aware and do some research before you even think about a luxury holiday in Valencia apartments!



Thread: Beware Valencia-Holiday security deposit scam

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02 Jan 2010 12:22 PM:

Hi Maria,

the email message bounced back undelivered; have you got by any chance another point of contact there?

many thanks

patrick



Thread: furniture donation

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