02 Mar 2011 1:47 PM:
Well,
I bought my car in 2002. I have always been THE driver since new, and a the beginning the car was on my name and the insurance too (all my ncb has expired apparently). I transferred the car to my dad's name when I moved in here in 2006, since the car was going to stay in Spain, I did not want to bring it over... I was about to start a degree in Southampton and I was already having 'enough fun' not to have another thing to worry about. Last year I insured it solely on my name again. I have been driving the car from new and with no claims at all but apparently I have to pay more money now than when I first bought it when I was 19 and I had 1 year and a half of driving experience (interesting!).
If I could get an insurance as a second driver now I would do it, but I am Spanish and all my family is in Spain. My girlfriend is English but she does not have a driving license. She would like to learn to drive soon and that was one of the reasons why I wanted a swap (I do not think RHD would be the best to start with in the UK). Also, every insurance company I called told me that to register my car in the UK the owner must be the same as the policy taker i.e. for me to be registered as a second driver with my current car, the car should be transferred to someone else who also takes the main insurance. In spain, drivers are insured not cars. My dad owns the car but I have the right to insure it on my own if I want (with the owner's permission of course). Also, my policy covers me in case of driving other cars. This year I have been insured solely on my name (not as a second driver) and the best deal I have found taking into account this year's ncb is of 1060 pounds for 12 months (only third party of course). Add to that the cost of registration, modification (light beams, speedo...) and taxes in the UK, approx. 250 quid I'd say, plus road tax.
All in all, if I could swap I think it would be much easier, and if the engine size is slightly smaller I would not mind as it would make the premium cheaper. I have been checking with other insurance companies and being 29 and with 1-year ncd and 11 years of driving experience my car would be insured for around 600 pounds (that is if it was RHD).
Thanks for comments.
Sid
Ps. Oh and in my previous post I meant "I would rather try to swap it first", I was using my phone to post and probably the predictive text came into play...
This message was last edited by sid82 on 02/03/2011.
Thread:
I want to swap my Fiat Punto HGT (2002 Spanish reg, LHD) for UK plates RHD
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