09 Oct 2008 1:52 PM:

For Maria's expert feedback please:
I am a Polarisworld customer and would like to know if I can get any of my money paid back please?
I was encouraged to transfer from Phase 2 of Terrazas de la Torre to a key ready apartment on Hacienda Riquelme. I have paid a 40% deposit on my original apartment and was sent a transfer document to sign to transfer to this new location and had my original contract cancelled. This is the only document that is currently signed. I have been sent a contract for the new property that is still unsigned by myself. Due to personal finance issues and the credit crunch I am no longer in a position to proceed. To make matters worse I was introduced by Parador Properties who are now in administration so I have lost my furniture package and 2 air-conditioning units they had promised me for the bedrooms. I have read the various blogs, in particular the one about The Consumer Act and being able to get at least 80% back and have contacted my solicitor quoting this, however I am told by my solicitor that because a Habitation Certificate has been issued and the property is key ready that this doesn't apply. Is this correct?
My solicitor says she will contact Polarisworld to see if they will allow me to transfer back across to Terrazas on the original contract and then I may have a chance of getting some money back. Is this the only way of dealing with this?
Lastly, if I simply leave the contract in front of me unsigned, what are the implications for me and both legally and financially what is the worst that can happen? (eg any further costs coming my way for maintenance issues etc even though I've told Polarisworld that I can't complete)
Many thanks

Thread: Implications of Not Completing

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