23 Sep 2020 5:33 PM:
On further searching I find that they have a new offering for non-Spanish residents called
the Mundo account - this is 10 Euros a month but is packaged with a debit charge for use at Euro ATMs.
Seems like I should transfer that and get myself I debit card.
Last time I had a debit card they charged something like 20Euro - the card expired after 12 months and then I had to queue at the bank to collect a new one. using it four trips a year was costing 5Euros a transaction.
Spainish banks are the pits.
Thread:
Santander 123 Zero Charges
--------------------------------------