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Remortgaging and refinancing in Spain

After putting up for years with a bad mortgage deal I have finally researched the market and made the move. I've waved goodbye to one spanish bank and went to a better one. I'll be blogging my 2p worth of knowledge I got from the experience.

Inflation drives up interest in luxury real estate
Thursday, February 3, 2022 @ 9:12 AM

Referring to my previous post on inflation: https://www.eyeonspain.com/blogs/remortgage-refinance/21536/inflation-in-spain.aspx I think it has aged well! Below is the indication of inflation in Spain:

It has reached the dizzying heights of 6% annual change. The ECB will be under immense pressure now to raise interest rates, just like the USA Fed and Bank of England worldwide, for the same reasons. Property buyers have been well aware of this and it shows: there has been talk in the press about medium-to-high net worth individuals buying luxury properties in Marbella and surrounding area, from 1 to 5 million euros, at unprecedented speed. This indicates that they want to protect their money in the only reliable inflation-proof way in the latest years, buying real estate in unique locations.

The statistics for property sales of this quarter should reflect that, so mark this post as usual to see how well this prediction will age :-) See you at the next post.



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