All EOS blogs All Spain blogs  Start your own blog Start your own blog 

theSpanishBrick.com

I am positive about the property Spanish market. I believe it's still a good one for investors and people who want to have a place in Spain. The good point of the current crisis is that prices still have a way to drop. Probably we will see better opportunities for everybody.

I can’t afford to pay my mortgage any more. What can I do?
Friday, July 8, 2011

Spanish legal advice

We had an enquiry early this week from a reader:

We purchased a property in Spain three years ago using a mortgage from a Spanish bank. Our circumstances have now changed and we are unable to continue the repayments. If we stop paying, we assume the bank will re-possess the property. We would like to know the legal ramifications.

Our legal adviser answered the questions: stop paying spanish mortgage



Like 0        Published at 7:01 PM   Comments (1)


City of Madrid is running out of new-built stock
Saturday, July 2, 2011

 

The Spanish property consultancy Foro Consultores, has recently released its report about the Madrid housing market in new developments (2007-2011). The main conclusion of their analysis is that new-built property stock in Madrid was reduced by up to 50% between 2007 and 2010. The new-built property stock decreased from 10,000 units to just slightly more than 5,000 units in 2010.

Such an ease of property stock in Madrid is in conjunction with an average of 19% price reductions in the capital.

 

According to the report, property demand in the 2000′s was motivated by different factors:

  1. Immigration from 1998 to 2006 (an increase from 69,000 to 500,000 immigrants between 1998 and 2000 in Madrid alone).
  2. First-time buyers born in the 1970s and 80s, reached an age at which they were able to leave their parents’ home and buy a property on a mortgage basis, during the credit expansion of the 2000s.
  3. The high rate of divorce and family fragmentation increased the demand for housing.

 

3 Bedroom Flats Are Back On The Market

82% of the new developments build in 2007 were 1 and 2 bedroom flats built outside the city centre, in contrast with 3 bedroom flats which have been traditionally concentrated in the heart of the city – the oldest part of the capital, where, once upon a time, large families used to live in bigger homes. During the property boom period of 2004-2007, the market was replete with new 1 and 2 bedroom flats.

To read the full article with graphs about the data: Property investment trends in Madrid

 

In conclusion, Foro Consultores estimates that with the current stock quantity and slowness of sales, supply will come to an end in 16 months, assuming no new developments hit the market.



Like 0        Published at 4:50 PM   Comments (0)


How to squeeze the Tax rate on profits from renting to just 5.25%
Saturday, July 2, 2011

Spanish legal advice

Our legal adviser, Andrés Díez Bronzini, has prepared an exceptional document about how to squeeze the Tax rate on profits deriving from renting apartments to a meagre 5.25%

Click the link to get a 6-page document which is very useful for both investors and home buyers, with cases to studyRental Tax Spain

 



Like 0        Published at 4:45 PM   Comments (0)


Map of prices by postcodes -June 2011
Saturday, July 2, 2011

 

The link of this article takes you to a very useful map of Spanish home prices with average figures per square metre in each region and each postcode.The data corresponds to June 2011. Very easy and nice. Thanks to Tasamadrid and El Mundo

Spanish property prices



Like 0        Published at 4:42 PM   Comments (0)


Spam post or Abuse? Please let us know




This site uses cookies. By continuing to browse you are agreeing to our use of cookies. More information here. x