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Spanish Eyes, English Words

A blended blog - Spanish life and culture meets English author, editor and freelancer who often gets mistaken for Spanish senora. It's the eyes that do it! Anything can and probably will happen here.

Infamy, infamy! My bank's got it infamy!
Friday, March 22, 2013 @ 7:58 PM

Sorry about the headline, but it's been a hectic day, we watched Carry on Cleo on DVD last night, and I've just spent a couple of hours in the courtyard in the sun, with a bottle of cava for company. Now, where was I? Oh yes - the bank.

I avoid going into my bank if at all possible, Priscilla behind the counter is lovely, and she listens patiently while I practice my Spanish, but there's something wrong somewhere. Whenever I visit the bank, I can write off at least half an hour. Call me paranoid, but I think there must be a sensor in the door that sends a signal along the lines of 'Sandra's here - let's see how long we can keep her waiting today.'

The last time I went in to cancel a direct debit, there was only one person in front of me. Great - just a few minutes and I'd be on my way. How wrong can you be? The lady in front of me was 94 - I know that, because she told Priscilla so at least four times, along with the rest of her history in Spain. As it stretched back 35 years, that took some time. Then she started on the reasons she needed to move her bank account from Sabadell to Santander. They were many and varied, and bore repeating at least twice.

Finally, she got to the point. How easy would it be to move her money from six doors along the street? Priscilla assured her it would be very easy, but that wasn't enough for our Little Old Lady. We had to have chapter and verse twice, to make sure it was all crystal clear. By now I'd lost the will to live, but thankfully, LOL needed time to think about it. 37 minutes after entering the bank, it was finally my turn to step over the line labelled 'Espere su turno, por favor.'

Today, I had to brave the bank again, to make sure that the incompetent insurance company whose direct debit had been cancelled hadn't tried to claim it with a new reference number. Again, there was only one person in front of me, and my heart sang silently with joy when I heard him say, 'I just want to pay this bill for 3.37 Euro, please.' Maybe this time it would just be a quick visit, because I was getting a bit bothered that the bank would notice how much time I was spending in there and try to charge me rent.

Alas, it was not to be. When Priscilla processed the payment, the computer made funny noises, resulting in an exchange between Priscilla and Jose, who until today had never been seen to stand up from his swivel chair in the far left hand corner of the bank. In fact, some of us regulars wondered whether he actually had the use of his legs, but today we found out that he was indeed blessed with the gift of mobility.  After 17 minutes of increasingly agitated dialogue, he stood up and walked behind the counter to press a few of Priscilla's buttons.

The printer sprang into life, and it transpired that the hapless gent who'd just called in to pay 3.37 Euro had to sign 3 copies of something, which  then had to be faxed to head office. By now, there were about 10 of us in the queue, all itching to know what he'd done to make the computer go ballistic, and bring Jose to his feet for the first time in 5 years, as far as anyone knew.

Of course, we didn't find out. Priscilla was her usual helpful and apologetic self, and I left the bank 46 minutes after walking through its doors. So, help me out here. Does anyone else have this problem, or has my bank really got it in for me?

 



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13 Comments


eggcup said:
Friday, March 22, 2013 @ 7:07 PM

I'd keep double-checking the old insurance company doesn't seize your money. We've had the experience of having our cancellation of the direct debit rescinded - e.g. you pay the insurance September and March, you cancel in October (the cancellation apparently lasts three months !?) and the money is taken again in March and we never got it back (250 euros).


Sandra Piddock said:
Friday, March 22, 2013 @ 7:12 PM

Eggcup, our new insurance provider also warned me to keep checking that the bank didn't try to take the money again, and so did Priscilla in the bank. She advised me to check every 2 weeks for a while, as they may try to collect with a new reference number. I only keep enough money in that account to cover the monthly bills, so if they do try after 10th of the month, there wouldn't be enough to pay it anyway.


Sam said:
Friday, March 22, 2013 @ 11:32 PM

You are not the only one ! I always leave plenty of time when going to the bank, but find if I go at 8.30 when they open, I am in and out or at 1pm,for some reason, here in Serón if you go at exactly those time no one else is there! No idea why, but this is my system for avoiding waiting an hour or it has been known two !


John said:
Saturday, March 23, 2013 @ 10:16 AM

Thanks for the info Sam. I'll try to get there at one of those times. C u.


Paul & Karen said:
Saturday, March 23, 2013 @ 10:23 AM

Sandra, this is our first contribution to EyeOn Spain - but we just feel compelled to thank you for your excellent writing, which we just love reading!
We have recently purchased an apartment as a holiday home, and when we are here in UK, depressed and missing Spanish life, your accounts cheer us up immensely, and restore our faith in that the decision we have made is right for us!
Many thanks and keep you the good work.


Barbara said:
Saturday, March 23, 2013 @ 1:35 PM

I also have spent many an hour in the bank. The chap behind the counter always looks at me very suspicously, wants my passport to photocopy and seems to find endless bits of paper for me to sign - just to get our own money out of the account.


Tom said:
Saturday, March 23, 2013 @ 5:42 PM

Maybe I am one of the lucky ones – but anytime I have visited my bank in Benalmadena the max time I have spent there is 5 minutes – exceptionally friendly and instant attention.


Philip said:
Saturday, March 23, 2013 @ 6:01 PM

It is hardly surprising Spain is in such a financial mess when it takes so long just to pay some cash into my account. Sometimes I can wait 30 mins or more just to pay money in. I bank with the Bank that recently took over Cam bank but do you think I can pay money in to this Bank even though they all are part of the same group.
There are regular series of 'tuts' from all the people queuing in front of me at the long winded methodology of the banking system here in Spain and until things change Spain's future looks bleak.


Sandra Piddock said:
Saturday, March 23, 2013 @ 7:01 PM

Wow, I certainly seem to have struck a chord with this one!

@ Sam: I would never manage the 8.30 call, but I'll certainly try for 1.00pm, and let you know how it goes.

@ Paul & Karen: Thank you so much for those kind words - it's nice to know that I'm writing what people want to read, and that I cheer you up with my posts.

@ Tom: Maybe I should move to Benalmadena! Our staff are very friendly, but instant attention just doesn't happen.

@ Philip: We were warned about the banks before we came here, but it's one of those things that has to be seen to be believed. Even branches of Barclays and Lloyds over here seem to operate in the same way.

To be fair, though, last time we used Natwest in the UK, we had a very long wait. They seem to have cut back on staff.


Colin said:
Saturday, March 23, 2013 @ 8:24 PM

Oh yes! that seems to reflect our (unfortunately) all too regular visits! It is no wonder the place grinds to a halt. Our bank opens at 8.30am, at which point each member of staff appears t slope off for an hours breakfast break at 15 minute intervals ..leaving only one person in the bank by 9.15, the busiest time of course..grrrr


campogirl said:
Sunday, March 24, 2013 @ 4:46 PM

Hi Sandra

I had been coming out to our holiday home in spain for nine years. The local bank only opens for 3 mornings a week and I constantly missed opening times. Even when it was open there was often a long queue and there are even four chairs in a row which the first four lucky people in the queue get to sit on. I have now lived here since last August and have learned some useful tips for going to the bank.

I now know I can get in to the outer door of the bank when it is shut to access the ATM by swiping a card. I say swipe "a" card because any old card will do. Even a piece of paper, as long as it breaks the current beween each side of the swipe slot. I have now been shown how to use my bank book in the ATM to pay in, draw out and get a balance. It's great for when the bank is shut. Of course I will still have to queue for more complicated transactions, but so far I have been lucky.


Sandra Piddock said:
Sunday, March 24, 2013 @ 5:27 PM

@ Colin: yes, they do seem to slope off regularly.

@ Campogirl: Thanks for the tip about the ATM - I must look into that. Our bank doesn't even have chairs - maybe I'll suggest it!


Angie said:
Wednesday, March 27, 2013 @ 1:32 PM

Just back from a trip to the bank and Sandra it might even be the same branch......48 minutes it took.

Therefore I was not suprised to see whilst in there a Spanish Mum open a bag and pile aload of toys into the bank floor for the little one to play with and neither was I suprised when a couple sat down and opened a pack of sandwiches and a bottle of pop....

Hey Ho..... :)


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