Shytalk Hi;
At a rough guess you are with La Caixa...
I can confirm that it is an account maintenance charge.
If you have on-line banking (Linea Abierta) with them you can check the details by opening the accounts page and clicking on the item in question.
A few further details will open in a new window.
Would suggest next time you are in Spain you have a chat with your bank manager as fees with La Caixa are generally negotiable.
Failing that you could take a trip to Alhama de Granada on your next trip and have a word with the manager at La Caixa; a gentleman called Snr Salvatore Guerrero; he speaks English and is well used to dealing with Brits. I can give you more location details if you need them.
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