Hello
I am a firts-time buyer and am about to accept a mortgage offer for a resale apartment that I wouldl ike to buy.
I am lending €120,000 (minus costs) for 30 years at rate of 2,15% + Euribor
The total year costs are 2,8%
When looking around on the different Spanish bank sites, I see them advertising 1% and 1,25% + Euribor - but I'm not sure is this is just marketing, and not what you get?
Is there an expert among you, and who would have an opinion on the rate I have been offered?