Yes thats the problem with waiting - I moved here over 12 years ago and rented, missed the boat with prices and only just recently bought. The main problem was nothing seemed as good as the place we were renting so nothing seemed to compare well
Finally for my sins I got a place, more frustration from paying out dead money and it seems to have worked out ok.
Im sure you have been innundated with info re finance, but many of these companies just watch these sites and target people asking for info - they are not necessarily recommended by or post on EOS
Get a few quotes before you decide and good luck with it - I know Duquesa reasonably well, you will like it there and there are quite a few members of EOS thre as well - perhaps there will be another meet when you are over!