It was originally October 7th 2020 but due to Coronavirus freezing the Courts deadlines, the end of December now marks the limit for actions against banks in off plan purchases.
Not subject to this deadline are those who completed on illegal houses and are paying mortgages on illegal properties.
Solution: give the property back to the bank, ask for the refunds you can, and start looking for a property in Spain with real value. There are good prices these days. Why carry on with the effects of a macro-bubble that you were drawn into?
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Podcast - Deadline for Off-plan refunds :