Healthcare in the UK

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27 Jan 2007 4:44 PM by Roberto Star rating in Torremolinos. 4551 posts Send private message

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Bobaol said: "If you are resident in Spain, your health cost money will have been transferred across to the Spanish Health system." In connection with the E106 & E121 he said "This documentation will transfer your contributions to your new country of residence and you will be entitled to free treatment there."  I don't think many Brits living here are aware of this and have probably not done this. And don't ask the consulate in Malaga for any info on this topic, they're clueless. I'm also not convinced that you will be able to register on the Spanish system if you are not contributing here (Febe may be lucky in Catalunya), and if you have been contributing but stop paying, for example because you stop working, you may find yourself thrown out in the cold. This cannot happen to a Spanish citizen, and whilst Bobaol admits that the UK system looks after it's own (...these rules apply to expats.  In reality, we never charge British born citizens) I don't believe that a Spanish citizen, once registered at a UK GP, would ever be refused treatment, even if he had stopped paying NI contributions because he had stopped working. I understand exactly how Jeansis feels after paying her dues for many years, and whilst I also understand Bobaol's comment about "...advocating a United States of Europe.  Free healthcare for all EU citizens is a wonderful idea but where would the money come from?" , we are already subject to so many rules and regs dictated by Brussels, but when we want a little something back, it never seems to go in our favour. All these reciprocal agreements are very confusing for us mere mortals, and if you are not careful it seems that after faithfully contributing to both the UK & Spanish systems while working in those respective countries, you could theoretically find yourself turned away, not only by you  country of residence, not only your country of citizenship, but by the entire screwed up political juggernaut called the EU. Perhaps Uzbekistan would take us in?

And Smiley, I don't care what I have to wear, so long as we can drop our aitches & be cynical all night.


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27 Jan 2007 6:03 PM by JeansSis Star rating. 2376 posts Send private message

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27 Jan 2007 7:07 PM by JeansSis Star rating. 2376 posts Send private message

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27 Jan 2007 11:20 PM by JeansSis Star rating. 2376 posts Send private message

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03 Feb 2007 9:21 PM by bobaol Star rating. 2253 posts Send private message

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For Roberto:

Sorry for the late reply but I have only just got back from Spain.

I'm afraid I don't know the situation on the CDS and I see you live round the Malaga area.  Each Spanish province has different rules (nothing unusual there).  In Catalonia and Valencia, healthcare is free to all residents regardless of age.  However, in Murcia you must have reached retirement age as an expat (65 for men, 60 for women) before you get free healthcare.  This is being change.  Maybe you should ask your provincial council what the rules are on the CDS and lobby to get it changed in line with Valencia if you don't get free care.  Your E121 or E106 (depending on the circumstances) will cover you for the first 2 years.  And it's not your tax in UK that pays for healthcare, it is your NI contributions and these get transferred to your new country, not your taxes.




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03 Feb 2007 10:13 PM by JeansSis Star rating. 2376 posts Send private message

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03 Feb 2007 10:37 PM by bobaol Star rating. 2253 posts Send private message

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OK, I'll jump sites.  Yes, Guardamar is in Valencia and yes, you do get free health cover if you are residents.  Sorry, but I read the CB News and don't write the online version so if it isn't online, it isn't online.  As on the on the other link, maybe someone will scan it in and post it.  Sorry, but I threw my copy away at the airport.  Can't see why you don't believe me.

 




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03 Feb 2007 11:04 PM by JeansSis Star rating. 2376 posts Send private message

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03 Feb 2007 11:38 PM by bobaol Star rating. 2253 posts Send private message

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1.  The CB News gives a detailed list of what you need to get healthcare and what you are entitled to.  I cannot see why they would lie about any of this.  CB News does not have the whole of the paper on line and I can't find the two page article that I read in the actual paper.  It clearly states that the Comunitat Valencia (when you drive down the road from Guardamar on the CV90 or CV905 or whatever, this is what the CV stands for) provides free healthcare for all residents. So Guardamar, Torrevieja, Alicante, Quesada etc are all covered. 

2.  Maybe the people in the programme in the Javier/Denia region don't have residency.  In which case, they are not covered.

3.  My British next door neighbours in El Galan are residents.  They are covered by the Spanish Health service but also have private insurance as a lot of Spanish people do.  This gives them the choice, much the same as in UK.  They can use the new hospital in Torrevieja but, if it is a long waiting list, they can use the hospital San Jaime under their insurance which is, they tell me, quite reasonably priced.

4.  My wife and I are about the same age as you and your husband.  I will be under male retirement age when we move over permanently but my wife will be of retirement age (or as near as damn it).  This is why I have checked this subject out extensively.  Different provinces have different rules but Valencia and Catalonia definitely provide free health care to all residents regardless of age.  We went to the Orihuela Ayuntamiento on Tuesday last and this was reiterated at a meeting for expats (of all nationalities) by a member of the local council.  Elections are coming up in this area and we were told that the area covered by this Ayuntamiento (Orihuela Costa and up to Villamartin) was all in Valencia which provides the service.  We were also told that, to provide this service, they were clamping down on the misuse of the EHIC which was costing so much.  From what I remember, if you get your E121 or E106, the Health authorities can claim 121 euros a year from the NHS for two years which covers your health costs until you get residency.  Your GP gets £74 a year to look after you in UK so this is about right.  Remember, your E121or E106 will give you full cover in Spain for 2 years.  If this takes you up to retirement age, all well and good.  But if you live in the Comunitat Valencia, you will be covered anyway.  Murcia province has different rules and Murcia starts just as Campoamar ends so  San Pedro de Pinatar is in Murcia even though it's only a couple of Ks outside Torrevieja.  You can tell where Murcia starts because it's where high rise flats are being built which are now banned in Torrevieja.

5.  When you next visit, go to the Ayuntamiento in Guardamar and check out the rules.  If you go to a doctors surgery in the area, you will be given a SIP card (entitlement to health services) automatically.  If you don't receive a permanent card, they will simply give you a new temporary card when it runs out, as many people on the Torrevieja site have mentioned.

For those in Murcia, Costa Calida, Costa Almeria etc, the rules will be changing if the Murcia councillor is to be believed.

For those on the CDS, Malaga, Andalucia etc, I suggest you contact your local Ayuntamiento to find out what the rules in your particular neck of the woods are.

Also remember that in the UK we have different rules as well depending on whether you live in England, Scotland, Wales or Northern Ireland.  If you are registered with a GP in Hereford (for example) , if you live in Wales you will get free prescriptions from this year but if you live in England, you won't.  And this is being registered with the same GP.




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04 Feb 2007 12:25 AM by JeansSis Star rating. 2376 posts Send private message

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04 Feb 2007 11:33 AM by JeansSis Star rating. 2376 posts Send private message

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04 Feb 2007 12:03 PM by JeansSis Star rating. 2376 posts Send private message

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04 Feb 2007 12:34 PM by JeansSis Star rating. 2376 posts Send private message

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04 Feb 2007 1:56 PM by FibbyUK Star rating in UK, Surrey & Playa F.... 2349 posts Send private message

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Hi Bobaol,

I thought your post was very informative.

I did wonder that the programme we watched was specific to Murcia, this posting proves it was.

Our neighbor had "NHS" treatment on Orihuella hospital free last year. She had excellent in-patient treatment and all tests emaginable. Although the wards were very basis, she was well looked after and cured! That's the  main thing!

I have printed your post out to keep in my "spanish info bag", this goes backward & forward with us to Spain and many things I keep in there have come in very handy.

Many thanks,


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04 Feb 2007 3:48 PM by JeansSis Star rating. 2376 posts Send private message

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04 Feb 2007 4:43 PM by JeansSis Star rating. 2376 posts Send private message

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05 Feb 2007 2:24 PM by Febe Star rating in Flix, on river Ebro,.... 240 posts Send private message

Hi,
I just need to say that an E106 does not give you 2 years cover, it gives you UP TO 2 years cover.
We sold our bussines in the UK in Jan 06, six months befor leaving. We continued to make
voluntary NI contributions untill July 06.
When we applied for our E106 we were told that because we had not made class 1 or 2 contributions
untill the end of the financial year(April) we could only have 18 months cover. Voluntary contributions do not count.
Regards,
Fiona

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01 Jun 2009 11:15 PM by Goretopus Star rating. 1 posts Send private message

The climate is different, it is not surprising





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