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29 Oct 2006 12:00 AM by hs6 Star rating. 1 posts Send private message

we have taken the first steps in looking at buying a holiday home in Spain, in particular in Murcia region. We have been in contact with two companies so far Bravo Scotland Ltd and Lets live Abroad............does anybody know anything about these companies.
Any general advice or pit falls to look out for would also be appreciated.

Thanks
 




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29 Oct 2006 5:07 PM by milli Star rating in Cheshire/ Formentera.... 65 posts Send private message

From experience

Don't be rushed
Get an independent solicitor
Always snag before completing
Don't pay full amount until all snags are fixed to your satisfaction
Look what local estate agents have on offer, they are usually cheaper
Look into community charges, taxes etc
Research before you buy
Don't believe all you are told about rental potential




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29 Oct 2006 9:31 PM by mikedyson Star rating. 3 posts Send private message

Hi,I have just gone through the experience of purchasing in spain, around the cabo roig, camoamor region ( 20  mins north of murcia) My experience of the big boys, ie masa, atlas, was crap to say the least. I then got introduced to three excellent local agents, all british who have moved out there. and their service was fantatstic.  

Take your time with properties, you have to decide exactly what it si you and your family want from the property,ie is it a palce to go and live, will it be rented out 90% of the time, is it purely a holiday home to share with friends and family? be very honest with yourself. Once decided then lookaround, dont overload yourself with properties, decide on a budget, then look at top end, bottom end and middle of the road budget wise to see what you get for your money. I f you want I can recommend or pass on the names of the agents. Good luck in your hunt

Never use the agents solicitor, get an independant one.




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29 Oct 2006 10:12 PM by Smiley Star rating in San Pedro de Alcanta.... 2502 posts Send private message

Smiley´s avatar

Be extremely careful if your ideal is a Finca in the middle of nowhere. It will be built on rustic land not urban - this is also true of some developments that appear to be springing up in the area. Because there appears to be a lot of development one assumes that the land has been approved for development and this is not necessarily so. Ask to see the Nota Simplé which will specify whther the land is urban or rustic. On the point of lawyers ensure the person is qualified and ask if they are a member of the Law Society of Spain. One does not have to be qualified to practice law here. I would always recommend conducting a bank valuation whether you are taking a mortgage or not as it will ensure the legality of the property according to the Land Registry - lawyers here fill a different role to the UK and searches are not carried out in the same way as the UK. A bank valuation will confirm everything is legal. Dont leave your brain on the plane and fall in love too quickly - there is plenty of property for sale on the coast of Spain so dont be pushed into doing something you feel the slightest unsure about. Every agent will want to be your best friend - good or bad - so treat them all with care - even the good ones want to sell you something. Dont assume that just because the price of a house is X that it will value the same (or more). Valuations here follow a formula which is the cost per square metre to build - not necessarily that the world and his wife have bought at X times 2.

Regards


_______________________

Smiley - patrick@marbellamortgages.com  www.marbellamortgages.com   www.comparetravelcash.co.uk




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31 Oct 2006 6:44 PM by Eric M Star rating. 18 posts Send private message

My son and I purchased through Bravo Estates Scotland (based in Cupar in Fife). Their associate company in Torrevieja is Casablanca Properties. We purchased off plan in May 2004 and completion is on 17 November 2006. The apartment is in La Entrada in Punta Prima. We did'nt find Bravo much of a help at all. We were told that we would be kept informed of the progress of the development at regular stages via email photographs but this did not happen. We continually had to ask them for updates. I think once they receive the deposit, they know that the sale is in the bag and move on to their next potential purchaser. Their after sales service was at the best poor. However, it appears that most agents are the same from what I can gather. Good luck.    



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31 Oct 2006 8:08 PM by sandra44 Star rating. 16 posts Send private message

Hello

We also purchased via Bravo in Scotland a 3 bedroomed apartment in San Cayatana in the Murcia region.  I have to agree with the previous entry once the deposit is paid no further contact was made by Bravo - I wouldn't use them again.

 

Sandra and Michael

 




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31 Oct 2006 10:28 PM by fitzpatricks Star rating. 3 posts Send private message

Hiya, We have bought in Murcia and used the services of Belmonteinternational.com - speak to Tony great guy with lots of brillliant advice



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31 Oct 2006 11:20 PM by Stephen2006 Star rating in Glasgow/ Torre Guil . 78 posts Send private message

Stephen2006´s avatar
We purchased in Frondoso Valley via Medsea via an introduction though their agents in Scotland lets live abroad.  To date they have been great.  Not only have they supported us through the purchase process, NIE, banks etc, they also provide reports every 2 months on how the development is progressing. So far only praise, hopefully this will continue.



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01 Nov 2006 4:05 PM by mandib Star rating. 81 posts Send private message

I purchased through Mar Menor Properties.  They have an office in England and in Spain and also offer a management service.  Highly recommended




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03 Nov 2006 6:46 PM by sancay Star rating. 22 posts Send private message

Dear Smiley
Thanks for your reply earlier.  Can I say you seem very knowlegable about an awful lot of things.  I hope you don't mind, but I could be writing to you quite a lot in the future for your advise as I am coming on my own probably in December till my place in San Cayetano is finished and am a complete novice at all this.  Where are you based?
Tricia F



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14 Jan 2007 3:34 PM by Benji Star rating in Manchester. 8 posts Send private message

I am currently in the process of buying a couple of investment properties in spain.  The company I'm buying through couldn't be more helpful, and have assisted me with everything I need to know i.e. mortgages, rental income etc.  The company is SJS Properties Portfolio - give them a go highly recommended.




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15 Jan 2007 11:06 PM by Smiley Star rating in San Pedro de Alcanta.... 2502 posts Send private message

Smiley´s avatar
HI Tricia sorry just noticed yours to me of 3rd NOvember - we are near Marbella on the Costa del Sol so nowhere near Murcia I am afraid but always happy to answer a question on here

_______________________

Smiley - patrick@marbellamortgages.com  www.marbellamortgages.com   www.comparetravelcash.co.uk




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