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02 Apr 2010 10:56 PM:

Thanks Claire & Roberto.

Is there an equivilent link for the tax office calculator in the Alicante region ? (if there is we haven't found it although we do know quite a lot about the tax statutes now !)

Thanks again for your help.



Thread: Fixtures and Fittings - Can They Be Excluded From The Sale Price To Reduce Tax

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01 Apr 2010 3:11 PM:

That's interesting.  Claire - presume you are classed as a resident then?  If so, we will need to be careful where we open one.

 



Thread: Opening a Spanish Bank account in the Los Montesinos/Torreviaja area - any good advice?

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01 Apr 2010 12:00 AM:

Hi

We have been looking (via the UK as we live here) on the internet for details on opening a Spanish current account.  I have noticed various threads posted about the high charges some banks charge and also have found lots of information on the difference between the two main different types of bank (the clearing banks and the cajas de ahorro).

Does anyone have any particular recommendations for a bank that doesn't charge ridiculous amounts?  We will be buying property in the Los Montesinos/Torrevieja area.  I guess the obvious thing would be to have a bank which has a branch in the area so that access to a cashpoint is easier.  I have noticed that Barclays has been mentioned a few times and that some English people with holiday homes in Spain are looking to move their current accounts to Barclays.  It is rather tricky to find out much from this end right now!

Thanks all



Thread: Opening a Spanish Bank account in the Los Montesinos/Torreviaja area - any good advice?

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01 Apr 2010 10:36 AM:

Dear Roberto

Thank you very much for that information, and for the link.  We will certainly put the info in and see what pops out as a figure.  We will certainly be using a reputable Spanish lawyer for the transaction as so far the seller just keeps advising that she has no idea of figures such as rates, community charges etc as her late husband dealt with all the financials.  A bit of a headache but I am sure we will get there!

Kind regards



Thread: Fixtures and Fittings - Can They Be Excluded From The Sale Price To Reduce Tax

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31 Mar 2010 12:00 AM:

We are thinking of buying in Spain and wondered if anyone can offer any advice on the following property tax issue.

In the UK it is quite normal when buying a fully furnished property to exclude these items from the sale (taxable) value of the transaction and purchase them separately, tax free. HMRC publish some guidance around the appropriate levels which you use to prevent abuse of the system.

As far as we can tell a similar transaction which was "reasonable" should be legal in Spain. We were wondering if similar guidance from the tax authorities exists and whether anyone has experience of this type of sale. 

We should stress the idea is not to buy a house for 1 Euro and the furniture for 100,000 Euro avoiding all taxes but to use the system to minimise the taxes payable by deducting an appropriate value for the fixtures and fittings which are not part of the property but are included in the sale.

Thank you.



Thread: Fixtures and Fittings - Can They Be Excluded From The Sale Price To Reduce Tax

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