Hi Jaxhudson, we have a non resident Banco Halifax ES current a/c in Guardamar, also a Halifax current a/c in the UK so, if we wish to transfer funds free of charge, we can although we do not find the exchange rate very good generally so we only do this if we're stuck in the UK & need to get funds from Halifax UK to Halifax ES fast.
Halifax basic current a/c for non residents ... you need to open this with 600€ & maintain it at 600€ too otherwise there is a 18€ charge every 6 months but we keep 600€ in & pay nothing EXCEPT 3€ per debit card. DD's are free.
There IS another current a/c (called the Xtra a/c) which costs 25€ annually & you don't have to keep 600€ in it. The a/c gives you certain other benefits like a phone helpline for getting plumbers, locksmiths etc.
You have to sign a form with ANY bank every 2 yrs to say you are not resident in Spain & Halifax do not charge for this, most others I know charge around 20€ per person named on the a/c every two years.
Check out HALIFAX ES BANK ACCOUNTS HERE (Click blue link)
OPENING A HALIFAX ES BANK A/C HERE (Click blue link)
You can open one from the UK, we did, it was simple.
This message was last edited by morerosado on 01/04/2010.