05 Sep 2007 8:36 AM:

hi all, when I sent my deposit over in April I did it through my local Barclays bank.  It seems they give different rates on the amounts to be sent.  As the deposit was more than £20k they gave me a rate of 1.474,  while the proper exchange rate was 1.479. Although it doesn't seem a lot on a £30k deal they made over £150, I also had to pat a charge or £20-30, for the transaction.

If opening a bank acc in Spain it does not seem ideal to send monthlt installment and have to pay this sort of transfer each month, and if they are small monthly amounts you will get the worst exchangr rates. Someone has already quoted 1.33 if you could get 1.47 the difference would be £80. plus a £20 transfer a loss of £100pm.  It would save a fortune to send money once or twice a year if possible.

I have tried the internet and currency exchange companies seem to offer better value for money. I have not spoken to any consultants yet as my completion date is April 09 and that could be 6-12 months late.

Log on to Moneycorp.com the provid for private clients as well as corporate. It may well be worth giving one of  their advisors a call and compairing deads.

The also have a handy currenct convert on the website, today it shows a rate of 1.479.

If any one does deal with them please post your findings on this site as there should be a lot of people having to make a choice soon.

 

Thread: Regular Payments To Spain

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19 Aug 2007 9:52 AM:

Paddy walks into the confessional and says to the priest

Father I have come to comfess my sins

Yes my son what have you to confesss says the priest

Well the other day I was in the pub and I met Fanny Green, she's the new woman in town. she was stunning and all in green, any way we had a few drinks and she invited me back to her place, As i was a bit drunk i could not resist the temptation and we mad love. I feel so guilty now and I hope the wife doesn't find out says Paddy.

Well you know you did wrong my son so say three Hail Marry's and stay out of her way in future.

A while later Murphy comes in and says, Father I have come to confess my sins

Yes my son what have you to confess, says the priest

Well the other day I was walking through the park when I saw this stunning lady sunbathing, she was wearing a minute green bikini.  I introduced myself, she said her name was Fanny Green and she was new in town.  Well one thing led to another and we ended up making love twice that day says Murphey.

Well you now you did wrong my son so say Five Hail Marry's and stay out of her way in future, that Fanny Green seems to be trouble.

In church that Sunday the priest was sitting with the alterboys waiting to start the service when in walked a stunning woman wearing a green hat, green mini skirt and emerald green shoes, and she sat in the front  pew with her legs slightly apart.

The priest says to the alter boy, Tell me my son is that Fanny green.

The alter boy bend down and takes a good look up the lady's skirt and says

No Father I think it's a reflection off her shoes.

Recardo

 

 

 

Thread: JOKES PLEASE .. IN HERE

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10 Aug 2007 8:09 AM:

I read a book some years ago, I think it was Andy macknab (SAS soldier) which mentioned  they used a formuls high in DEET as a mosquitoe repelent.

Having looked for formulas high in DEET (Diethyl Toluamide), I found a product called JUNGLE FORMULA which has a 50% concentrate. Again it is not one of the cheapes formulas on the market, dut as the family and I have been using this spray for the last 7-8 years, I would recomend it.

As long as the product you find has a High Deet content give it a try.

Patman below has found it so their is now two of us.

Recardo

Thread: MOSQUITOS

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19 Jul 2007 8:30 AM:

More Groaners

Man walks into a bar and get knocked out.  It was a metal bar.

Guy walks into a yo-yo shop and says hows buisness mate.  Up & DOWN say the owner.

What's the difinition of spead.   Skid marks outside a Bog.

Whats the difinition of patience.  Standing outside a bog trying to straighten a bent penny.

Whats the difinition of pain.   Sliding down a jiant razor blade useing your balls as breaks.

Thread: JOKES PLEASE .. IN HERE

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19 Jul 2007 8:21 AM:

Little Jimmy meets his mate tom at school. Tom says look at the new watch i got.

Jimmy takes a good look and says that fantastick, how did you get it

It was comming up to my birthday says Tom, and I thought if I was really nice to mum and dad they would get me something nice this year.

Yeh says Tom so what did you do, if I do the same thing i might get a watch for my birthday next week

Tom says every morning the week before my birthday I managed to get up early and take mum and dad a cup of tea in bed, and they thought I was really good, so they asked me what I wanted for my birthday.  So thats how I got the watch.

Good idea says Tom, I'm going to do that tomorrow.

The next morning Jimmy manages to gets up early and goes into his parents room with two cups of tea.  As he enters the room he sees his naked dad on top of his naked mum having sex.

His father looks round and says WHAT DO YOU WANT.

Jimmy says I want a watch Dad

Well come in and shut the F-ucking do then.

Thread: JOKES PLEASE .. IN HERE

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