My husband and I have been fighting for years for our money and it has cost us an awful lot in fees. We won a case in 2008 but despite being awarded our money back, plus interest and costs, we never received anything. We are now fighting the banks to get it back and this time we only pay if we actually get it back. We were told that it would only go to court if they felt we had a good chance of winning, which is understandable considering they lose if we do. It is currently in court so things are looking much more hopeful. I will keep everyone posted. We will have to pay a percentage of our award to the solicitors, but to us any money back is better than none. We have everything crossed. Lin