Interesting Kavanagh, but I came across this ( see below), which begs the question if the EU Commission through dialogue with the insurance sector can influence fairer pricing structures and can ensure that risk data relating to age is gathered from an INDEPENDENT source i.e. is based upon more recent ACCURATE data and statistics?
https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:52008PC0426&from=EN
“The Commission received many complaints about discrimination in the insurance and banking sector. The use of age or disability by insurers and banks to assess the risk profile of customers does not necessarily represent discrimination: it depends on the product. The Commission will initiate a dialogue with the insurance and banking industry together with other relevant stakeholders to achieve a better common understanding of the areas where age or disability are relevant factors for the design and pricing of the products offered in these sectors.
A special rule is added for insurance and banking services, in recognition of the fact that age and disability can be an essential element of the assessment of risk for certain products, and therefore of price. If insurers are not allowed to take age and disability into account at all, the additional costs will have to be entirely borne by the rest of the "pool" of those insured, which would result in higher overall costs and lower availability of cover for consumers. The use of age and disability in the assessment of risk must be based on accurate data and statistics.”
https://www.moneysavingexpert.com/news/2018/03/car-hire-comparison-sites-promise-to-show-total-costs-upfront/
“The CMA ( competition and markets authority) has also announced that, following numerous complaints from people encountering HIDDEN costs when collecting their cars at airports abroad, it is taking enforcement action against businesses which are based overseas but sell directly to UK customers online.”
I wonder if this enforcement action covers the problem of hidden print relating to age, that the poster previously observed? Might be worth the OP querying this with the CMA perhaps?
https://www.airport-car-hire.net/car-hire-for-over-70-year-olds.html#/searchcars
In terms of a comparison website has anyone used the above website to compare prices and if so might this be worth recommending to others?
In general , it seems strange that an increase in an ageing population, where statistically older drivers( for instance between the ages of 70 - 75, 75 - 80) may no longer be posing an increased risk according to more recent accurate data, is not perceived as an opportunity to expand that market sector and become more competitive, rather than the opposite!
This message was last edited by ads on 05/03/2019.