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El blog de Maria

Your daily Spanish Law reporter. Have it with a cafe con leche. www.costaluzlawyers.es

Legal tip 1083. Mark Stucklin´s opinion on 2014 market
Thursday, December 12, 2013 @ 12:47 PM

Hopefully helping Banks´ burdens so market is liberated and Spain´s economy can breath deeper
 
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Maria

 

Two more big-name investors are reported to be looking for opportunities with exposure to Spanish real estate, in a further sign that international sentiment towards Spain has improved recently. What impact might this have on house prices?

 

 
George Soros

George Soros

First came Goldman Sachs and Bill Gates, with substantial investments in the Spanish real estate sector earlier this year. Now the billionaire investor George Soros, and Pimco – the largest bond investor in the world – are reported to be looking for opportunities related to real estate. With such illustrious names from the investment world now considering Spanish property, you can bet the rest will follow.

 

Soros is no stranger to Spanish property, having invested in holiday-home resorts during the boom. Through Perry Capital, he took a stake in the resort developer Medgroup, owner of the La Manga Club and Bonmont, but got out in 2010 reportedly “tired of the property crisis.” Assuming he invests, it will be interesting to see if he goes down the same road again, investing in resorts, or tries something different this time.

Bond vigilantes Pimco were bearish towards Spain until recently, but now that investor sentiment has improved so sharply (a Spanish asset manager I know says foreign investors will now buy all the distressed debt he can offer them) Pimco are reportedly looking to take advantage of depressed asset prices before the market turns.

Goldman Sachs, Bill Gates, Pimco, Soros, to name just some of the big-hitters currently invested in, or looking at Spanish real estate. Many others will follow, so what does it mean for prices in areas where foreigners tend to buy?

On the one hand it could drive retail (i.e. end-buyer) prices down, as fund investors try to liquidate their portfolios quickly, using a combination of attractive discounts and slick marketing.

On the other hand it might drive up wholesale (i.e. investor) prices, limiting the scope investors have to offer discounts to end-buyers.

Time will tell, but my guess is that prices in über-prime areas will see modest increases, whilst prices in the mass-market will continue falling in 2014.

Legal advice

Grazalema, Cádiz, South of Spain, courtesy by Manuel Cáceres Mora, at facebook.com



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2 Comments


ads said:
Friday, December 13, 2013 @ 2:10 AM

Maria,
I feel it necessary for a note of caution re Goldman Sachs given the following:
"In 2006 and 2007, Goldman Sachs Group peddled more than $40 billion in securities backed by at least 200,000 risky home mortgages, but never told the buyers it was secretly betting that a sharp drop in U.S. housing prices would send the value of those securities plummeting . . . . Only later did investors discover that what Goldman had promoted as triple-A rated investments were closer to junk."
New York Times columnist Joe Nocera explains how Goldman Sachs helped turn the US housing crisis into a full-blown financial crisis. The housing bubble had already begun to deflate by 2007, with lenders “starting to run out of risky borrowers to make bad loans to.” By creating packages of securities, “synthetic collateralized debt obligations”, Goldman Sachs allowed investors to bet on loans that had already been made. In this way, Goldman Sachs contributed to a whole new wave of speculative activity that ended with the near-collapse of the global financial system and government bailouts of banks.



mariadecastro said:
Friday, December 13, 2013 @ 1:05 PM

Anne,

in my very simple understanding of the process, if these actors, despite they escpeculated in the past, liberate Banks burdens and get under the control of more refined Law now on finantial activity ( by both Europe and Spain), this will contribute to estate market mobility and life to Spain´s economy.

Very cautious consumers oriented eyes are necessary, but yes, it is fully possible to turn all this to the balance of market and economy.

Most diseases are just lack of balances. We human, beings need to orchestrate the ways to bring things back to equilibrium.

Have a wonderful weekend, keep the fight up!

Maria


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