spainish banks v halifax es

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27 Feb 2007 12:00 AM by martin Star rating. 60 forum posts Send private message

hi all,which would you choose an why ?,as i cant help make my mind up.



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28 Feb 2007 1:16 PM by martin Star rating. 60 forum posts Send private message

hi all, there must be someone with advice?


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02 Mar 2007 6:25 PM by Pink Bubbles Star rating. 34 forum posts Send private message

Stick with the developers bank eg Cam, Cajamar and save on various costs and also get  a good rate.


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02 Mar 2007 7:41 PM by martin Star rating. 60 forum posts Send private message

thanks pink bubbles, but they only do a 20 year morgage an halifax can get me 40years 20years 850 per month or 430 with halifax i know i my save 4000e but in the long run the repayments are cheaper is there any exter hidden things i should know like taxs and different charges?


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03 Mar 2007 11:55 AM by Pink Bubbles Star rating. 34 forum posts Send private message

Valuation costs, opening fees and set up costs. If you speak to you solicitor and a spanish bank they will list exactly what you will save. With ours we are saving approx 4k euros.


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07 Mar 2007 6:16 PM by toryboy69 Star rating in Essex. 21 forum posts Send private message

Whats to stop you taking the developers mortgage to save the tax/fees and every cost they can dream up and then remortgaging shortly afterwards with a UK bank ie: Halifax/Leeds?

_______________________
Boating Nutter


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07 Mar 2007 6:20 PM by neutral Star rating in Dublin/Benalmadena C.... 172 forum posts Send private message

As far as I know if you take the developer's mortage and re-mortage before the 20 year term is up there are large penalties to be paid.Someone who has taken the mortage might have more info on this.

Cheers,

Dave.



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08 Mar 2007 11:29 PM by babe Star rating. 177 forum posts Send private message

martin try the leeds every thing in english and all fees can be included in mortgage set up in four weeks


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