Hi All
Like me some of you need to rent the apartment to offset the mortgage. When you furnish your apartment you will need to insure the contents. I have been referred to a company which is British but specialises in spain. The rates were pretty good and if your mortgage bank has insured the buildings you need to see what is covered I discovered my policy did not cover leaks etc etc. Also if you are renting you need to ensure you have some public liability against claims by tenents holiday makers etc who get injured etc. This company can include that also.
Its a minefield but unfortunately I need to rent it out.
If you mail me I can put you in contact with the company.