Private Health Care Plan?

 Well we have taken the plunge and will be moving to Torre de la Horadada in September. We were simply going to buy a property but have listened to what others have said ad decided to rent a property for at least the first 6 months. After the 6 months period we will properly rent for at least another 6 months in a different area of Spain before starting to think about buying a property. I know renting is in effect dead money but I guess we will need a year before we know for sure Spain is for us.

One think that does worry us is health care. Can anybody on the forum give me advice on health care please? How much should I expect to pay a month for my wife and I, plus our 16 year old son. We have no existing medical conditions. I have phoned around a few places and have been quoted up to 800 Euros a month which surely can’t be right. We need cover that gives us access to an English speaking doctor etc.

Thanks

Hi,

I can give you our example. I have a private health insurance made with my bank. I also pay social security and benefit from the Spanish National one, but that is another matter.

Our private health insurance is with the La Caixa bank and the company insuring us is Adeslas. I have done mine first, I pay 49 euros/month, but I also have to pay extras for every check up, etc. like 14 euros per visit. For the dental one I pay 8 euros/ month and I get 70% off in treatments, This is the plan with co payments. My partner has the full insurance. 71 euros/ month, no extra payments and because he got it on a promotion the first 6 months are half, and the dental is included with 70% of in treatments.

There is also Buppa-Sanitas and the price is a little bit higher, but 800 euros is quite high in my opinion. Check t adeslas and buppa-sanitas website and you will find the quotes there.

Good luck!

Valentina