New Condado Buyer from CAM but not had mortgage offer after 6 weeks??

 Hi,

I have purchased a property on Jardin 13 and signed the contract on the 29th October. The contract stated a completion date of the 22nd Dec. I have since through the estate agent and solicitor in Spain sent off bank details and all other releveant info and they have sent this to the bank.

As yet I have heard nothing from the bank. I have asked the solicitor to chase and they say the bank just say the mortgage is not ready yet! I am assuming this is because of the amount of properties they sold in the discount period recently. Just wondering if anybody else is having similar issues, would just make us feel a little better if we were not alone and that things will go through.

Also does the Polaris World building insurance under the monthly fees mean I do not have to take there insurance out, just incase they try to sell me it?

Any info help would be great.

Thanks,

Darren.

I cant answer your questions directly but from what i understand (someone please correct me if i am wrong)

Cam dosent actually give you the mortgage.
They are just a front end and a mortgage broker so some things are not under their control which could be leading to the delays.

I was going to get a mortgage at one point on 100% financed reposessession but when we really dug into the interest and terms and conditions they were nothing but crooks.