Closing bank account

If 4 people are named on account in Spain Do all 4 need to go to close account down as this wouldn't be possible there are 2 main holders who only get jnfo on account could one of them do it thanks

Sorry to seem so obvious, but have you asked the bank what they would like you to do ?

Of course if there was a problem,  if you just stopped using the account, job done.-

Yes the other branch that is near us said everyone has to go in this is not possible as the branch is Alicante 

The other account holders could write to the bank and give them instructions.

Or as I said, withdraw the funds and stop using the account.

We transferred our money out and then emailed the bank (from the UK) to say that we wished to close the account. No problem, job done. Although I'm sure that you could just transfer the money out and stop using the account, like John has suggested.

If you are a non-resident you are best also writing to them and telling them that the account is closed, otherwise you may get hit for their bi-annual certificate charge.  Being banks the charge is generated automatically without any thought and you may find they are hassling you for payment.

I closed a Banco Sabadell down with just me signing, wife was not with me.

Was your wife on the account as well what do you have to take with you to close it down thanks  did you need letter from your wife awaiting bank getting back to me this could take ages if you can let me know please

With an ECB rate of Zero% do any banks charge fees for banking with them? Mark Carney has intimated that if the UK goes to Zero% that UK banks would possibly charge for banking with them. I mention this as having a plethora of dormant bank accounts could be a costly business.

My wife was on the account, no letter from her, i did it myself, have you never give your solicitor POA at anytime maybe they could do it on behalf of you all ?

What do you have to take with you to close down passport Ni number etc so you didn't even need to take any I'd of your wife's either hope 1 can close down as to far awY Alicante 

I took nothing of my wifes, i had my passport, but i would take every thing just in case, NIE, Passport, Utill Bill, Driving Docs, anything.i spoke to them on the phone  on the phone trying to close it, they would not have it, they told me to do it with online banking, but i could not do it that way, as i had never set up online banking, So i had to go in branch so i told them via email what i was going to do weeks before, Also they told me i could do it in the uk if i went to the branch in London, but that as no good for me.Has you bank not got a branch in the UK, Thats if you are in the UK

I realise that all the posts here are hoping to be helpful but what happens with one bank or even one branch of a bank, is very unlikely to have any bearing on what happens elsewhere.   

The OP needs to do what is required by their branch.

Just giving the OP some ideas, trying help, just like they have asked for.???

I&H   Could you maybe tell us which bank and which branch you are having the problem with ?  That way maybe someone with specific knowledge of that branch can help you. or I will call the branch for you and ask what they require.

Bankia Alicante that would be good if you officia 9935 

I just called the branch (965980098)  They said,   if any of the account holders cannot attend the bank they should just send a letter with their instructions to do so..

What  I said many posts back was, "The other account holders could write to the bank and give them instructions".

PS With experience of 30 years banking in Spain,   I would suggest you ask the bank if they make a charge to close the account. If they do, withdraw all but a few cents from the account before you close it.

Many thanks

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