Bank want to trick me into saying I'm investor

Hello, first time poster, been lurking for a while. Thanks for all the great info, particularly from Maria and ads etc.

Anyway, I've got a court case coming up soon and my solicitor has informed me that the Bank is trying to avoid returning my deposit as they're saying I'm an investor (which I'm not). I've been asked to declare that I'm not an investor to the court. I'm not the quickest thinker out there and I'm worried that the Bank is going to try and trick me into saying something i shouldn't. Has anyone any experience of this scenario and the dark arts associated with it!?

For example, if they ask me what would i use the apartment for, i will say for holidays for myself and friends and family - but will they then assume that i will be charging them rent or accommodation fees? I'm thinking i should just say that the apartment is for myself and my partner only. What do you think?

Thanks, Phil

Law 57/68 protects first and second residencies and of course you can have friends and relatives using it with no charge.

It is not being easy for Banks to succeed in that argument of investor character of the buyer, the burden of proof is against them.

Hi Fazelli

I can help you out here I will stay in the apartment rent free for the next few years and come to court pretending I am your ill brother who needs warm weather to heal

I will pay for the electric adding my name to account

I have done this before so dont worry

Its a WIN WIN situation

Just PM me 

Hugh xx