compensation re builders late completion
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Stephen, don't know about anywhere else, but as our development included white goods, a/c, etc., I know of someone who was able to get the developer to pay their IVA. We had house/contents insurance included for the first year on our mortgage payment and electricial fittings (I presume that refers to light fittings?) are pretty reasonable anyway - so maybe you should work out just what the saving would be either way.
If it's more beneficial to you, try get your lawyers to press for the IVA to be paid by them. (I STRESS that I do not know what would be more advantageous financially, only you can work that out - just a suggestion).
At least they have offered compensation - lots of developers don't!!
All the best!
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