Things of huge interest to some

Pay on a credit card and you've strong rights, but not additional cardholders
As savvy shoppers will know, pay on a credit card for something costing over £100 (eg, flight, kitchen, sofa) and the 'Section 75' laws supercharge your consumer rights, yet there are exceptions. Standard Section 75 rights: Unlike debit cards, cheques & cash - pay in full or part (even just £1) on a credit card and by law the lender's jointly liable with retailers, so you can get money back or repairs from it for faulty goods or if the seller's gone bust - though do repay in full each month, so there's no interest. Additional cardholder restrictions: For 'section 75' to work the contract needs to be a direct one, but an additional cardholder purchase is indirect, so you'd need to show the item had a benefit to the MAIN cardholder. Paypal & travel agents restrictions: Buy via a third party eg, travel agents or Paypal and you've no direct relationship so no S75 protection. Credit Card Cheques: Again here the relationship isn't direct so there's no protection. See the Full Guide: Section 75 Related: Give me my money back, Your Financial Rights