Chindo,
As I understand it, the bank has 20 working days to appeal the decision. Should this occur, then a court case will normally be held within 1-2 months, and the Judge issues a verdict within 30 days of the hearing.
I'm just going to wait and see what happens with regard to interest and legal fees - I'll keep you posted. To be quite honest, just to get our original deposit back would be a godsend.
Best regards,
Mike.