If because of serious financial implecations,we are looking at handing back our property back to the Bank,has anyone had to go through through this,if so could they please P.M. please and let me know what happens.Unfortunatly it looksas tho we have no other option so thanks very much OVP for that Dream you offered us all-Dream my Arse,Yeah the only people who had the Dream were you theiving load of crooks,may you all rot,for the stress you have caused all your clients,and lets not hope your children do not grow up to be like yourselves!!!!!!!