Please do not complete on the purchase until you have the Certificate of Habitation in your hand
The facts are that it can take months from tbe application being put in before the Certficates are issued as the Town Hall has to come out to inspect and this isn't automatically approved
If you are using the nank recomended by the builder or agent, who may be financing the builder, they will ofeten garnt a mortgage without the Certficate being granted
On another thread I read comments regarding generators and the law in Spain is that if a Certificate of Habitation has not been issued the builder is LEGALLY REQUIRED, to provide temporary supplies, known locally as builders supply, at no charge to the onwers