Any remortgage deals on offer ?
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I am desperate to leave Cambank and take my business elsewhere. Are there any banks offering remortgage deals ?
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Hi manorpark,
Have you looked at the Barclays bank website, their offer looks interesting.
good rates and they cover up to E3000 costs.
I am thinking of looking into it myself, to get away from CAM.
We didnt find out till it had been to notary that we had been
granted a 15 year term rather than the 20
we were expecting.
This message was last edited by covcol on 20/09/2010.
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Hi covcol and manorpark,
Barclays have a minimum limit on valuation and this is 150,000 euros. There is another lender that is offering to pay all costs if you switch to them and up to 5 years on Interest Only is available.
_______________________
Regards
Sharon
sharon@tmasspain.com
www.themortgageservicegroup.com
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Hi,
Thanks for your posts. I have already tried Barclays and Halifax but have been turned down by both without explanation.
Might try again and see if they would consider taking is on.
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Halifax don't do mortgages or very very few!
The whole process in general is very complicated particularly if the reason for re-mortgage is because circumstances have changed even if you try to re-structure with same lender as they mostly make you go through the whole re-application process again and then turn you down because you income is less than required but you still have a mortgage with them but NO NO NO they can't do anything that would help reduce your monthly outgoing ...........
One bank recently said they would happily re-mortgage (it was not equity release) if the same amount as the mortgage was placed on deposit with them. The Manager said this was a very good deal and they would give a good rate of return on the deposit. He could not understand why this was not a good deal.!!!!
With mortgages it really is a case of kicking a man when he is down.
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