Keith,
"They (the Bank of Spain) can only make recommendations to the Banks - but the Banks do not have to comply."
Well doesn't that tell all !
I think we should seize this opportunity to make the facts known to as many as possible, and trust that those who are not caught up in this scenario but are sick and tired of Banks having little conscience and accountability will now also demonstrate support for your petition. www.bankguaranteesinspain.com
And in the interim we should possibly vote with our feet and take note of those Banks who are perpetrating these abuses, and encourage all to take their custom elsewhere, until such time as they demonstrate a willingness to address their responsibilities according to the Law 57/68?
Maria,
Thank you so much for your analysis.
Do you not consider that we now need a consistent standardised approach from lawyers on this, to report ALL instances of BG abuse to the BOE and to use the statistical evidence to play its part in a public awareness campaign, which in itself may lead to a form of self correction (a sort of watchdog approach)? Is this worth bringing up with your other legal professionals Maria? Is it worth bringing legal professionals together to form this structured approach that can no longer be ignored, so as to provide a simple means of standardised complaint and statistical evidence gathering procedure, which in turn will hopefully assist the campaign? Or are there aspects to this that sound unworkable, as it would have to be realistic to work!
Many thanks again to you both.