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I did a search but the returns were all around 3 to 4 years ago,
Anyway we are considering purchasing a new year when we retire early and intend to spend more time in Los Alcazares.
Please could someone summarise buying a new car as both a resident (retire) and a non resident (purchase now before we retire).
annual car tax,
insurance cost compared to UK,
MOT/IVA requirement (after 3 years as per UK)?,
warranty (UK most cars are now 3/5 years)?,
Is there AA/RAC breakdown equivalent?
thank again for your help
Kerry
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Quite simple. For a non-resident you will need your NIE number and possibly a copy of your deeds or rental agreement to prove your address. As a resident, you will need an up to date padron and your resident card. You will also need your passport in both cases.
Annual car tax depends on the size of the car and the CO2 emissions. Our car, which is one of those big SUV crossover things is €40 a year. Our Ford Escort was €34 a year.
Insurance costs about the same as UK or maybe a little higher. This does include breakdown cover as all insurance policies in Spain do. (that answers your last question).
ITV (Spanish MOT, IVA is VAT) after 4 years then every 2 years until the vehicle is 10 years old then annually.
Warranty depends on the car company. Our was 5 years but included free servicing (parts and labour) for those 5 years as well. On top of that they gave me breakdown cover for those 5 years Europe wide (seemed a bit superfluous as the insurance does the same thing), Kia is offering 7 years and I'm sure the other companies do the same.
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You will pay through the nose for a new car in Spain for some reason new cars in Spain are the most expensive in the E.U
the equivalent car in the U.K is 25% cheaper a second hand banger that is falling to bits 3,000 E.U the same banger bought in the U.K will cost £500.00.
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Most insurance companies will take into account any no claims bonus you may have in the UK provided you have owned a car in the last two years
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Can't see where you get the new cars being more expensive. We looked around and found them comparable and ours worked out cheaper. UK was £19,790 after the special offers (list price £22,590) or about €23,750. The list price here was €22890 and we got it for €19900. Pretty similar at the Opel/vauxhall and Nissan dealers as well as the Hyundai dealer (we picked the Hyundai because it was the only one with a proper spare wheel). New cars, like UK, lose a lot in the first couple of years. If you buy something around 3 or 4 years old it will be comparable to UK. I do agree the very old ones are expensive but, on the plus side, you'll get a better price when selling or trading in. We certainly got a much better trade in price for our Fiesta than we'd have got in UK. Swings and roundabouts.
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Most insurance companies will take into account any no claims bonus you may have in the UK provided you have owned a car in the last two years
But as far as know, if you already have a car, say in UK, enjoying the NCB, then you cannot have it too on a second vehicle.
I used to have 2 NCB in the UK (I had insured my wife’s car and when we divorced they would not give it to her, albeit that she had been the owner for years). So each year I swapped between them. That way I keep the tow NCB alive.
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Sorry johnzx, could you explain that? We had a car in UK with full no claims. When we bought a car here as non res, Linea Directa gave us full no claims simply by providing a copy of our existing UK policy.
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Mariedav I said "But as far as know, if you already have a car, say in UK, enjoying the NCB, then you cannot have it too on a second vehicle"
i.e. one NCB on 2 vehicles.
Clearly if you sell the vehicle on which have a NCB then you can normally transfer that to another vehicle.
This message was last edited by johnzx on 01/03/2014.
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No, I'm sorry but you've still lost me. We had a car in UK with the full no claims. We also had a car in Spain for use when we visited which had the same no claims. The way I'm reading your post is that if you own 2 cars you can't have your no claims on both. I may be having a blonde day but that is ridiculous. At one time we had 2 cars in UK, both with full no claims with hubby as main driver. Both with maximum no claims. What bit can't you transfer? Anyway, back to the normal "insert as much confusion as you can into a thread". Someone asks the procedure for buying a new car in Spain which was answered and we suddenly get comments on how expensive old bangers are, how cars in Spain are the most expensive in the EU (don't try and buy one in Germany or Cyprus then) and how insurance differs between countries. May confusing.com would be a better name.
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To save us both leading this thread even further off line, I have replied with a private message.
However, all the pages I have visited onGoogle, to the question Will I be able to use my No Claims Bonus on more than one car?
The answer was:- Unfortunately not. You need a separate No Claims Bonus for each policy you have.
This message was last edited by johnzx on 01/03/2014.
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many thanks to all for your replies,
We will probably have a shop around when next over, 13 weeks and counting......
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'Plan Pive 4', if it is still in operation, gives you a 2,000€ discount on a new car when you trade in a Spanish Reg car over 10 years old. Check the details at the time you will buy and maybe you will find that buying ‘an old banger’ maybe just taking it off someone's hands, even if it has to be taken by grúa to the dealer, will save you money.
http://spanishnewstoday.com/plan-pive-4-offers-2000€-discount-off-new-car-purchases-in-spain_18912-a.html
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All, totally untrue that you can't "mirror" you NCB on your car in the UK to one in Spain - the NCB is effectively the Insurers underwriter taking a call on your risk. I mirror a single UK NCB onto 2 seperate cars in Spain - all perfectly legal.
Shop about for the right deal.
Carl
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I just called Linea Directa, they (and they believe all other companies in Spain ) are happy to allow a NCB from the UK to be applied to a policy in the Spain at the same time that it is being applied to a car in UK. So one NCB can be used on more than one vehicle at the same time.
I called a UK company. I asked if my Spanish NCB could be used in UK. They said only if I cancelled the policy in Spain. I.e. In UK the NCB can only be used on one vehicle at a time.
Incidentally Linea Directa at long last have a free number 900 123 116 and a normal charge line 918 074 892
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Some, not all, Insurance companies in the UK now offer "Multi car policies" for the owner, so that if you own two cars they are both insured on one policy, so in effect you are using your one car no claims bonus for the second car.
Many Insurance companies in the UK will if you prove the amount of no claims bonus you have earned on your first car, take some of the years in consideration when insuring your second car and giving you in effect some no claims bonus on your second car.
Worth asking around for a better deal, or try the bargaining approach with the company you are with now, you might get what you want.
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Thanx john,
Baz the clue is in the tilte ' ..buying a new car in Spain.'
Start a new thread if you wanna talk about UK or even a newweb site 'Living in UK' heheheheheehe
This message was last edited by elaineG on 07/03/2014.
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Thanx john,
Baz the clue is in the tilte ' ..buying a new car in Spain.'
Start a new thread. We don't wanna know about UK.
Well, how about that then, I mention the UK you pull me up on it, 9 others mention the UK you say nothing to them...Even your mentor mentions the UK, but then that would be okay..Wouldn't it?
And the clue is in the TITLE...not TILTE. Pretty much as Thanx is not Thanks.
So anyway considering this is about having some no claims bonus on your UK car to the same for your Spanish car I figured it might be worth the mention, but I was wrong, please accept my apologies.
So now this is not only Johns forum, but becoming elaineG's also.
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'Thanx' Baz, but I had not noticed your spelling or grammar was exemplary
Opps! bad loser
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Thanx' Baz, but I had not noticed your you're spelling or grammar was exemplary
Opps! bad loser
You don't have to thank me for my excellent grammar and spelling, I know it's very good, and as for me being a bad loser I have lost, plenty, to professionals, and been insulted by them as well...You Sir don't even come close in trying to insult me.
If it wasn't for the spell check on my "Decent" laptop you really would notice how bad my spelling and grammar is, you should try it, or buy a better computer with it on, "look it up", on "Google or Wiki" you will find one, and lets face it..... I am one of the "Lesser informed computer" people, now aren't I.
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Bazz you are so funny
I said 'your grammar', so 'correcting me' by saying I meant 'you're ', i.e. 'you are' shows you have no idea.
I realise that your spell checker (or could be spellchecker) does not pick up on poor grammar.
And by the way, a question needs a question mark if you are going to be pedantic
" ........................................ , now aren't I ? "
This message was last edited by elaineG on 07/03/2014.
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