Thank you both for your advice, it's much appreciated. I know something about all the fees that are involved in buying and selling property but not in spain. I have done some research and have identified some of the main taxes and fees involved in buying but have not researched selling yet. We do not have the necessary finances to purchase the "upgrade" now unfortunately. This would be our first step on the property ladder in spain and our finances will only allow us to purchase a 2 bed apartment on La Torre Golf Resort. I am a former bank official so I have worked out our finances carefully and that is the position. As we live in Ireland (south) we are not exposed to any currency fluctuations so that's one less concern.
We have identified the resort we want (La Torre) and have also identified the specific blck of apartments we want. There are a couple of apartments in the block we want for sale. 1 is a bank repossession and it's priced substantially lower than another apartment in the same block that is not a bank repossession. Are the bank repo sales safe to go with? It really is an attractive price and we don't want it to be "too good to be true" if you now what I mean.
On the topic of learning Spanish, I have a little already. Better than ordering a drink anyway. I am lucky in that my "thing" is being able to learn languages easily. I speak 4 languages well plus 1 which is a bit patchy and then there's my "pigeon" Spanish (which I would love to improve). I agree wholeheartedly with John about learning the language making a difference to the enjoyment of ones experience.. My husband and I are looking to experience not just the sunshine but the overall Spanish culture and personality of the country which of course would include the language itself.
Anyway, thanks for reading my post and any tips and experiences you have are most welcome. By the way, I should have said that the area we are looking to buy is in the Murcia Region, South East Spain.