Medical insurance cover in Spain

Hi

We live in the UK but, having both family & many friends in Spain, we have visited for 4 months a year for the last 15 years,  2 x 2 monthly stays in Spring & Autumn; sometimes staying with family but usually in rental accomodation.

We are both currently 69 but our travel insurance premiums have been rising dramatitaly each year over the last few years to the point where, once we hit 70 later this year, I fear our annual visits to Spain may no longer be economically viable.

My wife is “athlete fit” but I do have a couple of minor medical conditions. I was also diagnosed with prostate cancer 4 years ago but, having had the thing removed, on-going annual checks show it's no longer a problem; apart from that we are both healthy & fitter than most.

We are not bothered about insurance cover for flight cancellations, curtailment, loss of luggage, personal possessions etc, so I’m wondering if it’s possible to get insurance to cover us for medical emergency/treatment only during our annual 2 x 2 monthly visits to Spain?

I can’t imaging we are the only ageing folks in this position so any advice would be greatly appreciated.

Currently the EHIC provides the cover Europe wide that you are seeking, free. Apply on line.

Sometimes people have to learn to live within their means.

You are most certainly NOT the only people going through this situation, even after you are undergoing medication or treatment to rectify previous problems you must declare them and you are charged extra.

At present EHIC will most certainly cover all emergency treatment but NOT aftercare if required.

I believe there are insures who will cover with exclusions for preconditions, but any illness could be attributed to an existing condition.

It may be worth shoppng around for specialist Travel Insurance for elderly and preconditions, i found insurewith.com very useful but there are others.

ESure, All Clear, etc.

Standard Travel cover will be for 30 or maybe 45 days, more expensive if you require longer, try shorter trips?

You say you dont require certain cover but there have been some horror stories of fatalities with non insured individuals.

thanks for sharing!

It’s usually rather easy to get such insurance online each time you need to travel. There are plenty of services online that can help you get insurance in no time, and I think something like this should be in the UK too.

I think karisy that if you put into the web 'Holday Insurance'  you will find plenty of companies which could help, and these will come up with tick boxes for past and present medical conditions, all it takes is a little time and patience on the web which you must be able to do because you asked on here.

Karisy asked in 2019! Another spammer resurrecting an old thread!

You are correct, I usely check when posted, my fault I missed that one.