Steve.
In 2014 was the last time I was knocked off my bicycle in spain. I discovered that the insurers for my car, Liberty, included a service which covered my claim for the bike accident.
i also discovered that being retired was not a bar to claiming personal injury damages. previously it had been. I was thus entitled to so much a day for each of the 32 days I was unable to to ride my bike and do other things which had been normal in my life. That was of course in addition to my claim for the couple of hundred euros damage to my bike
I can’t say the insurance company’s lawyer was all that good but I pushed him and got second level, per day allowance. Thus the 974 euros initial offer was increased to over 74 euros a day, so totalled 2,400 €. My injuries were not all that severe
good luck, john
PS Under Spanish law in an accident between a cyclist and a car, spanish law will almost always decide the cyclist was not to blame.
PPS this info might help https://www.google.co.uk/amp/s/indemnizacionporaccidente.com/dias-impeditivos-y-dias-no-impeditivos/amp/
This message was last edited by johnzx on 19/08/2019.