How do you claim against the Builder's Insurance?

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17 Mar 2009 12:00 AM by meb Star rating. 4 posts Send private message

We purchased a property in Jan 2008, having been advised by our lawyers that it is normal in Spain for the snagging to be done after the completion.  Well, we will never do that again!!! 14 months on and the property is still uninhabitable.  As seems to be common in Spanish developments, there are three separate organisations involved in the development i.e. the development company, the sales company and the builder's company 

The biggest problem is water damage.  There are 8 areas around the apartment where the damp has risen to about a metre from the floor, with the associated peeling paint and crumbling plaster.

1. Internal water pipes leak inside the walls

2. The marble steps outside two of the patio doors are cracked (and always were) and not sealed properly

We contacted our own Buildings insurer, through the Bank Mortgage, who sent an assessor.  The report stated that all the damage was due to poor workmanship and was not covered by the Bank's Buildings insurance.  Further that we should claim against the Builders Insurance.  Specifically, we should not claim against the Sales Company, which is fortunate because we know they have no money (they owe over 30,000 Euros in unpaid community charges on unsold apartments).

Has anyone any advice on claiming successfully against the Builder's Insurance?


 



This message was last edited by meb on 3/17/2009.



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