WENT INTO MY BANK LAST WEEK AND WAS TOLD THAT I NEEDED PROOF THAT i WAS A NON RESIDENT OR ACCOUNT WOULD BE FROZEN SOMETIME IN SEPTEMBER. ONLY PLACE TO GET PROOF WAS AT POLICIA NATIONAL STATION IN MARBELLA THIS TOOK ONE WEEK TO SORT OUT. HAVE TALKED TO OTHERS AND IT SEEMS THAT SOME BANKS ARE DOING PAPERWORK FOR YOU AND SOME, LIKE MINE, EXPECT YOU DO DO IT YOUR SELF IN THE FIRST YEAR AND THEN THEY WILL DO IT ON YOUR BEHALF IN SUBSEGUENT YEARS APPARENTLY YOU NEED TO PROVE NON RESIDENCY EVERY 2 YEARS.
tHE REASON IS THAT MANY FORIGNERNERS THAT ENJOY ALL THE BENEFITS OF RESIDENCY HAVE NOT CHANGED THEIR BANK ACCOUNTS TO RESIDENT STATUS AND THEREFORE ARE NOT PAYING TAX ON INTEREST EARNED HENCE THE DECISION TO FREEZE BANK ACCOUNTS OF FORIGNERS THAT DO NOT HAVE A CERTIFICATE OF NON RESIDENCE.
MY BANK SAID THAT THE CONSEQUENCE OF FREEZING WOULD BE THAT I WOULD NOT BE ABLE TO PAY IN OR WITH DRAW MONEY, HOWEVER SHE DID THINK THAT BILLS WOULD STILL BE PAID AS LONG AS THEIR WAS MONEY IN THE ACCOUNT (HOWEVER I WAS ALSO TOLD THAT MY APPARTMENT WAS TOTALLY LEGAL)
SO RATHER THAN TAKE THE CHANCE I ZIPPED ROUND TO THE POLICIA NATIONAL AND SORTED IT OUT