Visa Delta

Does anybody know which bank you can get a Visa Delta from?  It's costing us a fortune in booking fees with Ryan Air.

Hi

We are in Ireland but I got Visa Delta from Halifax here - presume they do it in the UK as well.  That was the reason I got it too, booking with Ryanair

Viv

We have a Halifax Espana account which is a Visa Electron - free to book using this card with Ryanair and a few other airlines!

Hi

I have a Halifax visa debit which Halifax tell me that its the same as a visa delta, the payments on the these cards come striaght from your current account so I would hope that there are no fees when paying.

Jane

i'm afraid they do charge you for using a delta card, the only free card is an electron

michelle

Oh yes, does anyone know which banks to get Visa Electron?  Doesn't take much for me to get confused!

Hi Ya

My son has a visa electron, he has a Halifax card cash account and this is the card that he got with the account.

Hope this helps

Jane

Hi All

Bankinter do Visa Electron Cards as standard.

Steve ( Endpeg )

Barclays does do a 'Cash card' account which is an Electron Visa based card and therefore fee free on Ryanair.

Brett

I have been trying to get one for a while. When I asked at barclays they said they didn't do. I keep using a friend of mine's. She is with Abbey National. So I keep meaning to open an account there.

I recently applied for a Ryan Air Mastercard thinking that would solve the problem. But NO, they still charge the same. Has to be electron. I think electron cards are sometimes given to people whose credit rating is not all that good. Maybe that is why Ryan Air don't charge them. But as I said I THINK Abbey will give them to you if you ask and if you open an account of course.

You can get Electron cards on Barclays basic bank account (called their BBA) or their 'Young Persons Account (normally reserved for 16 - 19 year olds). Most other banks will also offer Electron cards on their very basic accounts i.e  Cashminder account with the Co-op bank, Halifax Easycash account etc

The post office Travel Card I believe also is 'Electron' : try this link http://www.postoffice.co.uk/portal/po/jump1?catId=19300207&mediaId=26800661

Tarapa is correct in that the BBA account is designed more for the 'new to banking' or 'new to the country' because they have yet to build up any decent credit rating. This is also why you may find that the Personal Bankers will try to upsell you to a 'better' account with more frills.

Brett - and Yes, I do work for a bank!

Thanks for that.

May I also add for those that want ot know and don't already, that with a Nationwide credit card or I belive post office credit card there really are no charges for using abroad (unless you withdraw cash), and the rate you get is quite good, usually a little better than what you would get from the bank on the day.

I've got a Post Office Credit Card and I must say I use it as often as I can when abroad as the exchange rate is always very good. In fact we have just used it to settle the balance with DFS as (hopefully) it'll work out cheaper than transferring money across.

Cherrie